Tag - mortgage broker

Saving for a down payment feels like it can take a lifetime. House prices have climbed to over $450,000 on average, meaning a buyer making a standard 20% down payment will need to save $90,000 to enter the market. Even the minimum down payment of 5% works out to a daunting $22,500, not including mortgage […]

Yesterday the Bank of Canada (BoC) announced it was cutting the overnight lending rate from 0.75% to 0.50%. The cut followed a surprise 0.25% reduction in January, which BoC Governor Stephen Poloz later likened to “life saving surgery” as oil prices fell and the Canadian economy suffered as a result. Yesterday’s move had been widely […]

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