Mortgage Guide

Buying a home is complicated and is typically the most expensive purchase you will ever make. You need to have a Mortgage Broker with your best interest at heart--it's a free service that insures you get the best rate--take advantage of it!

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With the availability of so many mortgage lenders, it can become complicated. A mortgage broker can help you navigate those challenging decisions--we have immense industry knowledge and a great view of the mortgage industry.

Best In Class

Western Mortgage Services have been nominated for the Canadian Mortgage Professional Award, BBB Ethics Award, and most recently, the National Award of "AMP Mortgage Broker of the Year". You can trust us to take care of your mortgage!


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We will help you with a financial check up, and set a Pre- Qualified  budget  to get you home shopping for your dream home! Call Yousra Jomha  AMP  403-652-1997

What’s your budget?

It’s good to know how much your mortgage payments will be and what you can budget for your payments. Our easy to use calculator will show you how much of a mortgage you can afford. We give our clients the tools they need to be as well informed as possible.

Mortgage Calculator


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Residential, Commercial, Refinance, Transfer, Switches-- How can we help?

HELOC Mortgage Rates

HELOC Mortgage Rates

A home equity line of credit (HELOC) is a revolving line of credit that allows you to borrow the equity in your home at a much lower interest rate than a traditional line of credit. Home equity is the current market value of your home minus the remaining balance of your mortgage. Essentially, it's the amount of ownership of a property you have built up through both appreciation as well as reductions in the mortgage principle made through your mortgage payments.

Cash Back Mortgage Rates

Cash Back Mortgage Rates

Not all mortgage rates are created equal. Mortgages can have vary with the terms and conditions, in addition to the interest rate. Each mortgage caters to an individual's particular needs. If you want to find the best mortgage for you, you need to compare all of your options.

Variable Mortgage Rates

Variable Mortgage Rates

Variable mortgage rates are typically lower than fixed rates, but can vary over the duration of the term. Variable mortgages are prone to market behaviour (via the prime rate) which affects your payments. That means your payment amounts can change over time. A fixed mortgage offers stability as your mortgage rate and payment will remain the same each month, but that security is the reason why fixed interest rates are greater.

Fixed Mortgage Rates

Fixed Mortgage Rates

We shop the most competitive brokers, lenders and banks in Canada to bring you today's lowest interest rates, free of charge! Our Canadian comparison charts list current rates, and are updated on a daily basis.


Meet Our Incredible Team of Mortgage Brokers

The advantage of using a local broker is two-fold: you can meet with the Mortgage Broker in-person and discuss your needs, or you can all and the Broker will compare the best mortgage products that would suit your need. We offer Mortgage Products by banks and our Monoline lenders across Canada.

Kenneth Harris

Commercial Broker

Confidentiality, honesty and integrity define Ken's core competencies. He understands all facets of the Mortgage Industry having been involved in Commercial, Residential and Retail Leasing for over 20 years.

Yousra Jomha

AMP Mortgage Broker

Yousra is the brains behind the operation. She has over 19+ years of experience in the mortgage industry and she prides herself on being honest, open, and awesome.

Mortgage News VIEW All

Should You Borrow For Your Down Payment?

Saving for a down payment feels like it can take a lifetime. House prices have climbed to over $450,000 on average, meaning a buyer making a standard 20% down payment will need to

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Reaction to the Bank of Canada Interest Rate Cut

Yesterday the Bank of Canada (BoC) announced it was cutting the overnight lending rate from 0.75% to 0.50%. The cut followed a surprise 0.25% reduction in January, which BoC Govern

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Thank you for assisting us in the purchase of our first home-- you kept us informed and helped us afford a beautiful home for my family. I'll be your walking advertisement!


WMSI Client

Yousra, I’m sorry it took me so long to say thank you. I know you did a lot of hard work and some worrying for me. I so appreciate what you did for me-- so once again I, thank you! With the respect for what you do for me and so many people-- I will refer all my friends and family to you!

Mary Lou

WMSI Client

Yousra, thank you for everything! You are the world's best Mortgage Broker!

David + Julia

WMSI Client

(403) 652-1997 or 403-252-1777

103 3rd Avenue SW

High River, Alberta

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